The views and ideas below reflect a wide range of students-and some results are quite shocking
You can put your seat belt on. It’s time to find out what students are
What’s on this page?
How does it feel to live in a student budget?
While no one expects that the student budget will be a light train, we were shocked to hear that 80% of the students are worried that they have enough money to get
We also found that money problems affect how (or not!) students eat and
-Worry about the money brought me
-I’m spending 20 pounds a week on food because otherwise I wouldn’t have enough savings to buy my food for the whole year. It usually means I don’t have enough money to buy food for a full week and have to
-I don’t get enough student loans
-I took the exam emotionally and mentally without proper nutrition. Student funding makes us feel
-My fancy roommate eats the foundation and Haagen Daas while I stay with a loaf of bread in the fridge
One of the reasons why many students are struggling with money might be related to untrained budgeting skills: 1 out of 4 respondents admitted that they had never laid into the budget before their lives! It can also explain why
Service credit is not sufficient
The biggest financial issue for most students is that the service credit simply doesn’t stretch far enough
As the scale shows, the average student spends Â£ 790 a month (
Not surprisingly, the students we asked the overwhelming majority agree that the loan system sucks. Most people say they need more money to help with the cost of living, and a more honest way of assessing how much they get
How did the students make money?
First of all, where’s the money coming from? That’s what the students told us about sources of income
Student loans may not be large enough, but it is still the first port of challenge for most, with 2 of 3 students addressing their parents to help jam. A similar working time in order to obtain
I wonder if there’s a gap between the number
On the other hand, there has been a significant increase in the number of students
What about saving?
Almost half of our survey says that they are turning to personal savings for support-but how many students have run out on a rainy day?
The chart above shows a fairly impressive picture of the pre-war curators to offset the cost of training
Notable, but predictable, most of the students do not have savings at all to go back, but on average Â£ 475 in student savings accounts is not bad at all (and last year-133 pounds). While the average British citizen is reported to have more than 1,000 pounds, which were packed into a savings account, so it is still far below the national average!
More than half of the students interviewed
I used all my savings to cover the cost of living this year, I had Â£ 1,500 before I went to the university with the summer work, and after complications because of the need to rent private, it was up to 30 pounds
Where are the students to turn into a cash crisis?
However, the service credit simply does not stretch far enough, unexpected accounts or expenses can be the main stressof for students
We wanted to know how students cope in an emergency: where do they turn when they desperately need quick cash?
The mother and father’s bank remains a solid lifeline, but this year we found that 1 out of 10 students will resort to gambling or sell their body for cash. Both obviously bear their own risks-not to mention the emotional fall
We also found that even though parents are the best choice for cash
Parent top-ups are a complex question. The fact that the government is silent on student loans depends on how much the student’s parents make, given this
However, we all know that each family situation is different, and some parents are either unable or at least prepared to provide additional funds to their children
The question of whether parental income should be the basis for funding students (or additional support) in general is a controversial issue with a massive split in the opinions of students caught in the middle
It’s very difficult for me to ask my parents about extra finances, especially when the bulk of my spending goes to socialization and drinking
” Although my parents ‘ total income is more than Â£ 50, it does not mean that they can give me money for my living expenses, it would be better if the loans were based on a combination of parental income, university location (cost of living), the required teaching hours and classes
-It is not to be expected that parents will continue to support their child through education after 18 years
I think the way students are funded is completely unfair. I have a lot of friends that parents make in the highest brackets, but their overtaking are almost the same, which means they can’t give their kids as much money as they need to survive
I’m from a financially stable background and I have a family that can support me if I need help, unlike some of my close friends who use their loan to support their family
The most shocking ways are students
We asked the students to tell us the craziest things they did to turn the tank into a university.Â Some of the money-makers were surprisingly ingenious, but other people would surely be in danger of
-I ate a whole flower for 20 quid
-I ate a fish eye for a bet
-A date with the older lady
-Purchase of Uni grammar on eBay, and then sell back to the bookstore for profit
-Check the pound of coins left in supermarket bogies, and then check the carts into their storage point
For having dared, I lost 50 pounds (very awkward)
-Ghost work of other students (I know it’s not ethical, but I have no other choice to pay for my own education, so, in fact, when I finish my degree, I will probably finish at least ten other degrees at the same time, including students, graduate students, and even two full candidates of science)
-I let the guy take a picture of my high heels, just heels, not even my foot, for 25 pounds
-Run online on adult webcams
I was offered a job as a professional companion. All this included tea, dinner or dinner in a public place with people and a conversation with them. I had to dress in a very high standard dress, heels, jewelry, and so on and sit and talk to the client for about an hour or two. It was not about hands, hands, or kiss, or anything that concerned prostitution. It was literally just sitting there talking to those lone people who had no friends. I paid Â£ 200 for it once!
-Sell nitrous to your friends
-Selling my feet (no joke)
Although this sounds like a joke to start, many students will turn to illegal transactions or sell their bodies to get the money. Because of rap songs and social networks, these actions have become common
What do students spend their money on?
This year, the average student spends Â£ 45 a month. The rental cost has grown, but
We also noticed that the average value of communication in society had decreased: the students who cut on a drinking beer to make ends meet? Indeed, many students are not even able to cover the basic cost of the rent with their service credit, as prices have soared, while the loan remained relatively stagnating
Although rents continue to be the biggest burden on students
The price of living for students is too high, I get a lot from my service and credit grant, and I only have 11 pounds a week to live after I pay for rent
Do the students understand their loans?
There has been a lot of confusion recently about the perceived increase in the interest rate of student loans by the government, as well as the privatization of loans (both of us
One thing is clear that the students simply do not know about the huge financial agreement they made when they received a student loan
I can’t believe we found more than 67%
Most people say that their reason for entering into these agreements is that “everyone else is doing it” and that there is no “alternative” to student loans
I’m worried about the new terms of repaying the loans, I have no idea what’s true or if the changes touch me
The confusion and misunderstanding have led students who live in fear to pay huge debts (not helping the media!). 7 out of 10 students say that they are worried that they will have to repay their loans, which in itself has long-term and radical consequences
-The government with student loan overpayments. That’s the biggest worry I’ve got
-Totally shocked when I got a bill to finance student loans through a post-was a much greater interest in paying what I realized!
” The main thing that worries me is that if the government can change the terms of our student loans, it will never be written off!
-I’m very worried that I’ll never be able to repay the student loan back. I’ll be 100,000 pounds of debt by the time I graduate and will only be interested in Â£ 3,000/year
One of the important factors underlying all the confusion can be the education of young people on loans and student finance-in fact, it is understandable the most
So, what is the teacher, parents, and government can’t get young people from a financial point of view enough to handle the university?
Well, four out of five students claim to have started university
Moreover, only 1 in 5 of those who asked to give advice on money in a young man was easy to get. Because of a lack of support, funding, or advice, or simply did not sufficiently refer to resources, this is the statistical data that is contained
-Financial education should be in the curriculum or at least teach a little in secondary schools! This will reduce the number of people coming out of the uni with debts, overdrafts, etc
-Schools should be better educated about how to handle money when a student leaves school and can get a loan that he usually receives for alcohol and nights, etc
-Universities should provide more financial assistance, given that we pay 9,000 pounds a year
-NO ONE’S PREPARING YOU FOR A STUDENT LIFE. No one explains financial support or where to go for it, and no one explains how hard it is to get help!
Is the university a good value for money?
Naturally, we wanted to know about the real bottom line: is the university to spend?
It is astonishing that more than half of the respondents said
” I feel very strongly that my degree was not worth the cost (Â£ 9000). I ended the work in BA, where I was given a very small contact hour with lecturers, and I was very much left to work through my degree
-What’s the point of doing a degree? We will all end up with a job that we could get, not accounting for and studying
-school fees are expensive. I pay the same amount (Â£ 9,000) a year for Ueque, which is neither academic, labour-intensive nor difficult, such as medical, pharmaceutical, legal. My degree is not worth Â£ 9,000
Thought about life after university
-I felt confident about finding work after graduation, but since I’ve been addressing a few, I’m more concerned about this
” It is difficult to find work experience after the end, when many places expect you not to work for neither accommodation nor internships, but they cannot afford to take advantage of these opportunities because of the fight against money
The average wage expected from those interviewed was
You will also see a shocking gap between men and women who expect to earn their first jobs after graduation. According to our survey, female graduates
The worrying thing is that waiting for less can now mean a bigger pay gap between men and women, once students get a foot in the career ladder-but only who is reporting that women have to rely on what they earn or cost less?
Earlier this year, the government announced
Our survey showed that more than half of the current undergrads are likely to master a master’s degree. This may mean a greater number of students who will be enrolled in higher education, or this may mean that the competition for the place in the OE becomes much tougher!
In any case, it is great to see more students who have access to education beyond the baccalaureate, but do not worry that the money troubles them
Even though the loans to Masters have been issued, they are simply not large enough, and I will always live in debt. Is this worth a better education? I’m less and less certain that every day
In the light of the results
The results speak for themselves: the students are hard. Not only are they struggling to make ends meet, they are also frustrated by the conditions and conditions associated with the funding of students
The sad state of affairs, which some students are turning into radical measures to make ends meet, but for the minority, there is little alternative. In this case, I would tell all students that if they have any problems with money, they need to contact their university or student union to support them
After three or more difficult years, graduation does not always indicate the end of money, and it seems that students are entering grad school, asking the question whether they really cost the money they paid for it
The time has come to review student loans to make it fairer and more realistic and to enable students to deal with them in the future. I call on Theresa May to be committed to a fairer government, considering student funding as a priority
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